The information provided on the Platform, (including by way of the calculator, estimated equated monthly instalments (“EMI”), fees for availing a loan, etc.) is only indicative in nature and HERO disclaims any warranties explicit or implied on the accuracy, correctness or the relevance of the information. The loan offer details on the Platform may differ based on the prevailing policies of the respective Financier(s). Customers of the bank will face revised charges across a range of banking services, including demand drafts, ATM transactions at non-ICICI Bank ATMs in both metro and non-metro cities, cash deposit and withdrawal services, and debit card fees. SBI Card has announced a series of important changes for its credit cardholders, which will take effect from July 15, 2025.

• While making any loan application through the Platform; HERO shall not be held liable for any delay, rejection or approval of any such application made through its Platform and HERO shall not be required to provide any reason whatsoever for such acceptance or rejection of Your loan application.
• However, upon such withdrawal, the Company will not able to communicate with You and provide You with certain information on product and/or services which are required for fulfilment of any obligation.
• Harassing someone or using abusive language in the posts or comments while addressing another user is prohibited.
• We allow content that intends to provide support, aid, and relief to those undergoing such serious issues.
• The Terms of Use as set out herein shall equally apply to any information provided by the User, either directly or indirectly, through any authorised dealer to HERO for availing the Platform Services via HERO’s mobile based application platform used by HERO/its authorised dealer.

Our Platform connects you with people from across India and other parts of the world. The community that we have created is diverse and receptive to a variety of content, but the Platform is accessed by a variety of audiences, which may include minors and young adults. Hence, to ensure that all our users follow standard practices and to foster a safe environment for you to creatively express yourselves, we have put in place strict guidelines and restrictions that govern the usage of the Platform. Please note that we may change these Guidelines from time to time, and we reserve the right to do so. The updated version of these Guidelines is available here, and the platform policies are available here.

(2) No deduction if aggregate of such sum paid/payable does not exceed Rs. 20,000 during the financial year. (b) An individual or a HUF who does not have any income under the head profits and gains of business or profession. The Service may include various forums, blogs and chat features where you can post User Content, including your observations and comments on designated topics. Moonfrog cannot guarantee that other members will not use the ideas and information that you share. Therefore, if you have an idea or information that you would like to keep confidential and/or don’t want others to use, do not post it on the Service. Moonfrog shall have no responsibility to evaluate, use or compensate you for any ideas or information you may choose to submit.

You do not in fact “own” the Virtual Items and the amounts of any Virtual Item do not refer to any credit balance of real currency or its equivalent. Rather, you may purchase a limited license to use the Service, including software programs that occasionally manifest themselves as these items. The purchase and sale of the limited license referred to in these Terms of Service is a completed transaction upon receipt of your direct payment or redemption of a Moonfrog game card or a third party virtual currency like Facebook Credits.

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Any user that has been suspended or blocked may not register or attempt to register with Us casinos with low minimum deposit or use the Platform in any manner whatsoever until such time that such user is reinstated by Us. Moonfrog reserves all rights, including without limitation, all intellectual property rights or other proprietary rights, in connection with the Service. Nonetheless, it’s crucial to acknowledge the intricacies of India’s legal framework, as the status of online real cash game regulations can evolve over time. Different Indian states may interpret the law differently and could potentially introduce fresh regulations.

Hero is a global company and therefore uses global dealers, distributors, vendors, subcontractors and other business partners, as well as global IT systems and applications. We may require the transfer of Personal Information / Sensitive Personal Data or Information.to other third parties that are located outside of Hero’s country of business. We shall develop a standardized approach for protection of data moving across borders. We will adopt appropriate technical and administrative controls that apply well to cross border data flows to act as an accountability framework for information management as a whole and including natural checkpoints for each step of international transfer. Our Sites/Apps may have links to the websites/mobile applications of other third parties and these third-party websites/ mobile applications may collect Personal Information about Users for their own purpose, in such cases, our Policy does not extend to these external websites/mobile applications of third parties. Please be aware that if You access these links, You will be leaving our Sites/Apps.

d. Intellectual Property and Use of the Music Library#

We designed Moonfrog’s Privacy Policy to make important disclosures about how We collect and use your content and information and how you can use the Service to share such information with others. We encourage you to read the Moonfrog Privacy Policy carefully and use it to make informed decisions. We appreciate your understanding and cooperation during this maintenance period. Register and then login, the ₹21 welcome bonus will beautomatically credited to your account.

We do not control what our users post, comment, share, or say on the Platform and are not responsible for their (or your) actions (whether online or offline). We are not responsible for services and features offered by others, even if you access them through our Services. Our responsibility and liability for anything that happens on our Platform is strictly governed and limited by the laws of India. Furthermore, rummy games often provide an avenue for honing cognitive abilities and mental acuity.